Warning... Your browser is currently not setup to allow scripting. This website requires the use of scripting to deliver its dynamic content. Please click here for instructions on how to do this.
Excellence in Real Estate

Identify suitable neighborhoods.

If it's not located in a neighborhood you like, your new house will never feel like home no matter how nice it is. There are several factors that go into making a "good" neighborhood for most people. It should be safe, close to things that are important to you, and should offer the services you depend on, such as healthcare and convenient shopping. Ambiance and curb appeal may be particularly important to you.

Figure out your finances.

That means determining how much money you can raise for your down payment and how much you can afford to pay on a monthly basis. Go to a lender to find out the size of mortgage you qualify for and get pre-approved. Better yet, use a mortgage broker to find you the best mortgage rate possible. When calculating the costs of home ownership, remember to plan for homeowner's insurance, property taxes, private mortgage insurance (if required), utilities, repairs, and maintenance.

Get everything in writing.

This is especially important during any kind of contract negotiation. Verbal commitments are hard to prove after the fact, so make sure that all the small details are added to the purchase contract. If the seller says you can have the curtains, make sure the contract says so!